Just yesterday, it seemed, I was a new mother, but here I was expecting my first grandchild. I was lucky my daughter, Shayne, and her husband, Shawn, lived close by. I didn’t want to miss a second of watching their child grow up. That got me to thinking seriously about retiring from my job as an art teacher. I was at an age when retirement was an option, and I’d toyed with the idea before. At the dinner table one night, I raised the issue with my husband. “We can afford to live on one salary,” I said
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